Insights for Lincoln National Corporation
New York Stock Exchange: LNC
09 - Losing Steam - less profitable & can fund turnaround

Industry: Insurance
Based on PEG Ratio: Unknown
Today's Price
updated on:
38.16 (-0.26%)
Open 38.38 (-0.57%)
High (Upside %) 38.64 (1.26%)
Low (Downside %) 37.84 (0.85%)
P. Close 38.26 (-0.26%)
Open-High % 0.68%
Open-Low % 1.41%
Low-High % 2.11%
Active Buy Quantity 0
Active Sell Quantity 0
% Overtraded
Current Mood bearish
Previous Data
data from:
Open-High % 0.51%
Open-Low % 3.77%
Low-High % 4.44%
Open-Close % -3.19%
Low-Close % 0.6%
High-Close % 3.68%

LNC is a Stock listed in the US on the New York Stock Exchange under the ticker 'LNC'

Company Summary

Business Units or Product Lines

Lincoln National Corporation operates through four business segments: Life Insurance, Group Protection, Retirement Plan Services, and Annuities. Life Insurance offers a range of life insurance products, while Group Protection provides group non-medical insurance products. Retirement Plan Services includes public and private retirement plans, and Annuities provides fixed and variable annuities.

Business Models for Each Product Line

The company generates revenue through premiums and fees associated with its insurance and annuity products. Life Insurance and Group Protection primarily earn from premiums, while Retirement Plan Services earns from asset-based services and fees. Annuities revenue is generated through the sale and servicing of annuity contracts. Major expenses include claims, benefits, commissions, interest credited to policyholders, and administrative expenses.

Future Opportunities for Growth

Growth opportunities lie in expanding market share in the underserved middle-income segment, increasing penetration of retirement solutions as aging populations look for income-driven products, and leveraging technology for more efficient customer service and product distribution.

Potential Major Risks

Risks include adverse economic conditions reducing consumer spending on insurance products, interest rate fluctuations affecting the profitability of interest-sensitive products, regulatory changes that could impact product offerings, and the potential impact of increased competition in the insurance and retirement services industry.

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Also read: https://finance.yahoo.com/LNC/profile

Predicted Prices
Key Low (open) Low (high) Close-Down (open) Close-Down (high) Close-Up (open) Close-Up (low) High (open) High (low)
Low Volatility 38.24
44.72% hit
38.14
54.15% hit
38.13
15.99% hit
38.56
45.79% hit
38.55
18.91% hit
37.98
45.26% hit
38.47
46.72% hit
38.34
54.15% hit
Average Volatility 37.63
32.32% hit
37.46
35.97% hit
37.69
16.12% hit
38.13
33.24% hit
38.93
14.66% hit
38.62
33.18% hit
38.87
33.58% hit
39.03
35.97% hit
High Volatility 36.06
3.05% hit
35.79
3.25% hit
36.95
3.12% hit
37.0
3.05% hit
40.21
3.92% hit
40.55
3.72% hit
40.39
3.58% hit
40.85
3.25% hit

LNC's predicted prices using open from of 38.38 and data until date . Current Price is 38.16

Basic Stats
Revenue-Display Revenue-Actual Revenue Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Enterprise Value-Actual Enterprise Value Trailing P/E Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Quarterly Revenue Growth EBITDA-Display Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Total Debt/Equity Current Ratio Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display Levered Free Cash Flow-Actual Levered Free Cash Flow % Held by Insiders % Held by Institutions
18.04 B 18036000768.0 18.04 6.99 B 6989814272.0 6.99 -24440.0 mn -24438169600.0 -24.44 6.16 4.78 0.39 0.82 -1.35 6.3% -4.74% 0.17% 12.98% -11.6% nan B 5.99 -21.9% 41.53 B 41534001152.0 41.53 9.12 B 9120000000.0 9.12 0.9551999999999999 2.28 940.0 mn 936000000.0 0.94 17.52 B 17521750016.0 17.52 11.28% 77.36%

source:https://finance.yahoo.com/LNC/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 6.92% 4.11% (39.73) 4.11% (39.73) 4.11% (39.73) 4.43% (39.85) 4.43% (39.85) 43.06% (54.59) 127.15% (86.68)
Downside % (low) 15.2% 7.73% (35.2089) 13.39% (33.05) 17.16% (31.61) 27.73% (27.58) 27.73% (27.58) 51.52% (18.5) 57.78% (16.11)
Spread % -8.28% -3.62% -9.28% -13.05% -23.3% -23.3% -8.46% 69.37%

LNC's price used for computing the stats is 38.16 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose -0.26% 0.13% 9.91% 9.09% 15.18% 11.94% 31.0% -24.0% -33.37%
Last Price 38.16 38.16 38.16 38.16 38.16 38.16 38.16 38.16 38.16
Trend-Previous Close 38.26 38.11 34.72 34.98 33.13 34.09 29.13 50.21 57.27

LNC's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 8.07% 41.19 8.13% 41.21 5.55% 38.01 44.36
Up 9.51% 41.74 9.42% 41.7 4.25% 39.31 44.16
Down -1.99% 37.35 -2.4% 37.2 1.22% 36.65 38.05
5D Opportunity:
returns: 0.13% (15.88%), p.close: 38.11
entry: 44.16, exit: 44.36, min.ret: -0.45%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 5.23% 40.1 4.32% 39.76 5.69% 36.85 43.35
Up 6.49% 40.58 6.08% 40.43 4.93% 37.77 43.4
Down -1.57% 37.51 -1.65% 37.48 1.25% 36.8 38.22
5D Opportunity:
returns: 0.13% (13.89%), p.close: 38.11
entry: 43.4, exit: 43.35, min.ret: 0.11%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.3% 38.99 1.0% 38.49 5.0% 36.13 41.85
Up 3.75% 39.54 2.13% 38.92 4.27% 37.1 41.98
Down -1.78% 37.43 -1.91% 37.38 1.33% 36.67 38.19
5D Opportunity:
returns: 0.13% (10.15%), p.close: 38.11
entry: 41.98, exit: 41.85, min.ret: 0.31%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.36% 38.63 0.9% 38.45 3.91% 36.39 40.86
Up 2.84% 39.19 1.89% 38.83 3.17% 37.38 41.0
Down -1.58% 37.51 -1.15% 37.67 1.57% 36.61 38.41
5D Opportunity:
returns: 0.13% (7.59%), p.close: 38.11
entry: 41.0, exit: 40.86, min.ret: 0.34%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.65% 38.36 0.81% 38.42 5.59% 35.16 41.56
Up 3.39% 39.4 2.24% 38.96 3.54% 37.38 41.42
Down -2.65% 37.1 -1.73% 37.45 3.74% 34.96 39.24
5D Opportunity:
returns: 0.13% (8.69%), p.close: 38.11
entry: 41.42, exit: 41.56, min.ret: -0.33%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.5% 38.3 0.77% 38.4 5.24% 35.3 41.3
Up 3.09% 39.29 2.16% 38.93 3.3% 37.4 41.17
Down -2.58% 37.13 -1.67% 37.47 3.43% 35.16 39.09
5D Opportunity:
returns: 0.13% (8.04%), p.close: 38.11
entry: 41.17, exit: 41.3, min.ret: -0.3%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 7.28% 37.25 8.46% 37.66 4.5% 34.9 39.59
Up 8.6% 37.7 10.42% 38.34 4.27% 35.48 39.93
Down -1.35% 34.25 -1.14% 34.32 1.29% 33.58 34.92
2W Opportunity: SELL-APPROACHING
returns: 9.91% (15.0%), p.close: 34.72
entry: 39.93, exit: 39.59, min.ret: 0.84%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 3.3% 35.87 1.93% 35.39 5.08% 33.22 38.51
Up 4.99% 36.45 3.22% 35.84 4.62% 34.04 38.86
Down -2.1% 33.99 -1.78% 34.1 1.58% 33.16 34.81
2W Opportunity: SELL-APPROACHING
returns: 9.91% (11.92%), p.close: 34.72
entry: 38.86, exit: 38.51, min.ret: 0.89%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.47% 35.58 1.93% 35.39 4.81% 33.07 38.08
Up 4.58% 36.31 3.96% 36.1 4.03% 34.21 38.41
Down -1.99% 34.03 -1.37% 34.24 2.01% 32.98 35.08
2W Opportunity: SELL-APPROACHING
returns: 9.91% (10.62%), p.close: 34.72
entry: 38.41, exit: 38.08, min.ret: 0.85%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.12% 35.11 1.42% 35.21 7.75% 31.07 39.14
Up 5.16% 36.51 4.41% 36.25 4.34% 34.25 38.77
Down -3.97% 33.34 -2.24% 33.94 5.34% 30.56 36.12
2W Opportunity: SELL-APPROACHING
returns: 9.91% (11.67%), p.close: 34.72
entry: 38.77, exit: 39.14, min.ret: -0.96%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.78% 34.99 1.32% 35.18 7.15% 31.27 38.71
Up 4.78% 36.38 3.9% 36.07 4.17% 34.21 38.55
Down -4.1% 33.3 -2.56% 33.83 4.73% 30.83 35.76
2W Opportunity: SELL-APPROACHING
returns: 9.91% (11.03%), p.close: 34.72
entry: 38.55, exit: 38.71, min.ret: -0.42%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall 5.42% 36.88 4.99% 36.72 3.79% 34.88 38.87
Up 7.14% 37.48 6.53% 37.27 3.16% 35.82 39.14
Down -2.13% 34.23 -2.27% 34.19 1.6% 33.4 35.07
1M Opportunity: SELL-APPROACHING
returns: 9.09% (11.89%), p.close: 34.98
entry: 39.14, exit: 38.87, min.ret: 0.7%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 4.49% 36.55 4.25% 36.47 6.1% 33.35 39.75
Up 8.0% 37.78 6.61% 37.29 5.65% 34.81 40.74
Down -2.9% 33.97 -2.25% 34.19 3.55% 32.1 35.83
1M Opportunity: SELL-APPROACHING
returns: 9.09% (16.47%), p.close: 34.98
entry: 40.74, exit: 39.75, min.ret: 2.44%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.11% 35.72 3.18% 36.09 10.44% 30.24 41.2
Up 8.47% 37.94 6.61% 37.29 6.69% 34.43 41.45
Down -6.34% 32.76 -3.79% 33.65 6.83% 29.18 36.35
1M Opportunity: SELL-APPROACHING
returns: 9.09% (18.51%), p.close: 34.98
entry: 41.45, exit: 41.2, min.ret: 0.62%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.29% 35.43 1.49% 35.5 9.11% 30.65 40.21
Up 7.5% 37.6 6.51% 37.26 6.01% 34.45 40.75
Down -6.33% 32.77 -4.61% 33.37 5.88% 29.68 35.85
1M Opportunity: SELL-APPROACHING
returns: 9.09% (16.51%), p.close: 34.98
entry: 40.75, exit: 40.21, min.ret: 1.33%
Using: 1M trend, 0 Days Left

LNC's symbol current price is 38.16 (-0.26%) as on . Yesterday's close was 38.26. It's return velocities are computed basis data from date .

Win Percent
Key Weighted 5D 1M 3M 6M 1Y 3Y
Open-High (> 1.0%) 49.07% 60.0% 36.36% 43.94% 53.79% 51.19% 57.28%
Open-Low (> 1.0%) 67.64% 80.0% 63.64% 56.06% 54.55% 49.6% 56.08%
Open-Close-Up (> 0.5%) 45.62% 60.0% 36.36% 34.85% 37.12% 35.71% 40.61%
Open-Close-Down (> 0.5%) 37.12% 40.0% 36.36% 33.33% 34.85% 34.52% 38.49%
Low-Close-Up (> 1.0%) 67.39% 80.0% 63.64% 53.03% 59.09% 51.59% 59.39%
High-Close-Down (> 1.0%) 41.28% 40.0% 36.36% 46.97% 49.24% 47.62% 54.1%

LNC's symbol win percent is computed basis data from date